Credit Risk Manager - Jericho, NY Job Listing at Valley Bank in Jericho, NY (Job ID 25-1049)

Description

Responsibilities include but are not limited to:

• Underwrite new loan requests, renewals, annual reviews, and modifications.
• Coordinate all activities required to complete a credit package with the assigned Commercial Loan Officers and Loan Assistants.
• Interact with Loan Officers, borrowers or CPAs to obtain necessary financial information and complete the Credit Package.
• Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
• Obtain and monitor various loan portfolio reports, such as Maturing Loans, Past-Due Loans, Annual Reviews and proactively assist lenders with requisite action plans.
• Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file; ensure that proper/complete credit files are on hand.
• Assure that credits are accurately risk rated and properly monitored/reported.
• Adhere and comply with all requirements of Regulation B Adverse Action Procedures -- Florida Division.
• Manage and track convenants/borrowing bases/A-R Ageing; etc. for their accounts.
• Assist in preparation of quarterly CLMR reports.
• Begin to advise Lenders on issues related to the Bank's Credit Policy and related Procedures/Forms.
• As time allows, conduct annual site visits, attend loan closings and other tasks required to support assigned lenders.